Why choose Mint Leaf Property Finders?

We realise that buying abroad can be a daunting process and recent research by the Association of International Property Professionals (AIPP) has revealed that this is the largest single factor that prevents UK investors from purchasing abroad. That is where we come in. We provide impartial, well considered advice along with a choice of experienced advisers to advise on all aspects of the purchase in your chosen country.

At Mint Leaf we act on behalf of private individuals as well as commercial clients and we are committed to helping them make informed decisions about all aspects of their overseas purchase. We are on hand to offer advice and steer them through the search and purchase process and we aim to provide as much market knowledge and information as possible from reliable industry sources and those with specialist local knowledge.

We prepare a Pre-Purchase Assessment for each proposed purchase that includes:
  • A general overview of the country in question; economic and political climate, currency fluctuations, population growth projections, infrastructure investment, tourism market
  • Comments about the pros and cons of a specific location; its micro climate, accessibility, new airline routes & airports, security issues, new schemes & refurbishment projects in the pipeline
  • Previous and future rental returns; comments on demand and supply in the rental market, rental season, licences required
  • Issues that could affect capital growth prospects both positively and negatively; resale prospects, maintenance issues
  • The legal purchase process in the country in question; common pitfalls to avoid, issues to consider
  • Property specifics; comparable evidence of similar property in the immediate locality, amenities, accessibility, property title, rental guarantee insurance, orientation, outlook, specifications
It is particularly important to get expert legal and financial advice when buying overseas and we can recommend a number of highly experienced advisers in these fields. These are just some of the issues you will need to consider:

Tax issues eg: SIPPs and buying a property through a pension, reclaiming VAT, UK Capital Gains Tax & overseas taxes, wealth tax, Inheritance Tax, Will amendment/creation.

Mortgages eg: remortgage or new mortage, UK or overseas.

Foreign exchange eg: currency fluctuations, forward contracts, exchange of funds and their transfer.

Legal eg: local independent legal advice, avoiding conflicts of interest, professional indemnity insurance, planning issues, purchase vehicle.

Insurance eg: local or UK insurer, Financial Ombudsman Service, insurance for unoccupied property.

We always conduct a full search of an area including all the properties that are being marketed by all agents and developers within the desired price bracket, even if we have an excellent relationship with a particular developer or agent. This is to ensure we provide a totally impartial and true view of the properties available to our client at a given time.

Due to our status as a member of RICS, Mint Leaf is not member of AIPP or the Federation of Overseas Property Developers, Agents and Consultants (Fopdac) (now incorporated within the National Association of Estate Agents (NAEA). However, we fully endorse their philosophies and fully adhere to their Codes of Conduct which, like the Code of Conduct for RICS members, have been established to help the consumer in buying overseas. These guidelines dictate that a professional approach is followed and that companies act with honesty, transparency and integrity at all times.
Why choose us? A member of the RICS. Impartial, well considered advice. Detailed market knowledge. A single point of contact. An honest and transparent approach.
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